Create a square 1:1 Vietnamese banking campaign advertisement for BIDV S

Prompt

Create a square 1:1 Vietnamese banking campaign advertisement for BIDV SmartBanking. Use a smiling young Vietnamese-looking woman with light skin, black hair in a high bun, teal tailored suit, white blouse and white heels in the lower-left foreground. She points toward a large upright smartphone extended near the center; the screen shows a modern mobile banking app with a city street and tall glass building, account information and colorful service buttons. Place the BIDV logo at upper left and integrate the exact visible Vietnamese text "Đăng ký", "BIDV SmartBanking", "Rinh ưu đãi", and an oversized metallic gold "50%" with dark teal outline and shadow across the upper center-right. Behind the phone, add a sweeping dark-teal ribbon reading "THANH TOÁN ĐA NĂNG", glowing white orbital trails, floating gold coins and small "-50%" tags. Along the bottom, place three cyan-glowing rounded app tiles labeled "Mua sắm VNShop", "VNPAY Taxi", and "Vé tàu Vé xe". Use a bright aqua-to-deep-teal gradient, radiant bloom, faint oversized outlined emblem, crisp photorealistic spokesperson, glossy 3D UI elements, strong hierarchy, clean ad typography, and premium fintech retouching.